If you shop online, you can optimize your savings if you log into Ebates and link to your favorite stores through the Ebates site. They offer a percentage of cash back on your pre-tax purchase amount.
For example, if you are shopping at Kohl's and you spend $100 after and discounts and before tax, you will get $3 credited to your Ebates account. 3% is the normal cash back percentage for Kohl's, but during the holidays they often in crease it, sometimes as high as 6%.
The percentages of cash back vary quite a bit by site. While Kohl's offers 3% back, JC Penney is currently 8% back. Snapfish is 20% cash back!
Ebates pays out quarterly as long as you have accumulated $5.01. Personally, I enjoy shopping online for many things because I feel I can achieve a greater savings. I will use Kohl's as an example again...I may get a 15% off or 20% off code in the mail, but sometimes I can find a 30% off code and a free shipping code to use online. Top that off with cash back from Ebates and I end up paying less for an item than I would have if I had packed two kids into a hot car, driven to the store only to find that they didn't have the item in the right size or color, etc.
If you are interested in signing-up, go HERE.
Ebates has three options for your pay out: a check, PayPal, or donating to a charity.
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